Financial planning for your life.

Sandro is considering a six-month sabbatical. The simulation shows him what the break costs today – and what it does to his state and occupational pension at 65.

Nina and Joel are expecting their second child, and Nina wants to cut back to 60 percent. Year by year they see what that means for their budget and pension provision – even as an unmarried couple.

The Kellers have their eye on a CHF 950,000 flat. Before signing, they check affordability, an early withdrawal of pension savings and what rising interest rates would mean for their budget.

Reto is the sole earner and wants to know whether his family would be provided for in the event of disability or death. The simulation reveals the gap – while there is still time to close it.

Brigitte would like to stop working at 62. She compares early retirement, lump sum and pension – taxes included – and sees what her wish really costs.

Verena and Kurt want to pass their house on to their daughter. They compare a gift with an advance on inheritance and see what ends up where after taxes.